About Our International Insurance Services
International Traveling to USA, Canada and Mexico
USA or Canada Traveling to Europe
Shipping Your Motor Home Overseas
Mexico Insurance for USA and Canadian Residents
Thum Insurance Agency, L.L.C. has developed a specialized insurance package for International clients who wish to tour the United States with their own recreational vehicles. We can provide insurance for International customers who will ship their own motor home to the USA, purchase a motor home or RV in the USA or lease a vehicle in the USA for travel. Thum Insurance is your comprehensive insurance provider for recreational vehicle coverage throughout the USA (including Alaska), Canada and Mexico.
For the traveler wanting to explore Europe, a second program is also available. Clients from the USA and Canada may be interested in shipping their motor home, car, travel trailer and tow vehicle or motorcycle to tour in Europe. Thum Insurance would be happy to assist you with either program which could provide you with an experience of a lifetime.
Thum Insurance is able to provide insurance coverage for your International motor home or travel trailer and tow vehicle while traveling in the United States, Canada and Mexico.
Thum Insurance agency L.L.C. has developed a comprehensive insurance package that would meet the varied needs of overseas motor home owners with the most competitive rates possible. The policy provides excellent coverage for third party liability and physical damage to the motor home as well as contents coverage while touring the United States and Canada. Coverage for physical damage to your motor home (collision and comprehensive) while in Mexico is provided, however, a Mexican liability policy is required and can be purchased through our agency.
The International Insurance Package is available to:
- Clients who ship their own motor home or RV to the United States from overseas
- Clients who purchase a motor home or RV in the United States
- Clients who will lease a recreational vehicle in the USA
- All types of recreational vehicles: motor homes, campers, toads (car towed behind your motor home), travel trailer and tow vehicle (car or truck).
- RV’s used for Personal Travel or Business Use
- Clients without a U.S.A. address
- Clients with national or international driver’s licenses
- Short and long term policies depending on travel time: 3, 6, 9 or 12 Months
- Vehicles valued up to $500,000 (higher limits on approval basis)
- Recreational vehicles with foreign license plates
The following insurance coverages are available on the International Insurance Package (coverage may vary depending on the state). We would be happy to answer any questions you may have regarding these limits. If you have any questions regarding definitions of the coverages, please see our Glossary of Terms
- $ 1,000 Deductible Collision
- $ 1,000 Deductible Comprehensive
- Bodily Injury and Property Damage Liability $500,000 (optional $1,000,000 Liability coverage available)
- Uninsured / Underinsured Motorists Bodily Injury $500,000
- Uninsured Motorist Property Damage $7,500
- Medical Payments $5,000
- Emergency Vacation Expense $750
- Unlimited Towing (To the nearest repair facility)
- Vacation Liability $10,000
- Personal Effects $5,000 ( limitations of $1,000 per category, such as Clothing, Jewelry, Cameras, etc.)
- Mexico Physical Damage Coverage Only for the Entire Republic of Mexico**
- Canadian Insurance Identification Card Included ( for travel throughout Canada)
- Policy terms available: 3, 6, 9 or 12 months. The minimum policy term we provide is 3 months.
**Please note that Mexico Liability Coverage, required by the Mexico Government, can be purchased through our agency for an additional cost.
Clients may extend their policy at the end of their current term if they decide to stay in the United States longer. The policy will also provide coverage while storing the motor home in the U.S. when the client returns to Europe. Upon return to the U.S., the motor home is covered to continue travel for the remainder of the policy period. Entire premium payment is required in U.S. dollars to begin the policy. MasterCard and Visa are accepted. We will provide you with the insurance papers necessary for travel in the U.S.A. and Canada. Let us know if you will be traveling into Mexico so we can provide the necessary insurance for your tour in Mexico.
Thum Insurance Agency has an association with a local interpreter who is available to assist insured’s with reporting a claim if necessary.
We will be pleased to work with you and coordinate the recreational insurance needs for your holiday in the United States. Please call us if you have any questions regarding this program. We would appreciate the opportunity to serve you!
International Insurance Manager
Thum Insurance Agency, LLC
Continental US: 1.800.968.8486
Thank you for your interest in touring Europe with your own motor home, car, travel trailer and tow vehicle or motorcycle. The insurance package will provide you with all the necessary insurance papers for travel throughout Europe. Liability Only or Full Coverage policies are available with travel from 1 Month to 12 Months and anywhere in between. This policy is effective once the vehicle arrives in the European port. Transit coverage over the seas would be covered through the shipping agency.
The European insurance policy would cover travelers in the following countries:
Albania, Armenia, Austria, Belarus, Belgium, Bulgaria, Bosnia & Herzegovina, Czech Republic, Croatia, Denmark, Estonia, Finland, France, Georgia, Germany, Gibraltar, Greece, Hungary, Iceland, Ireland, Israel, Italy, Kazakhstan, Kyrgyz Republic, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Macedonia, Montenegro, Moldova, Monaco, Netherlands, Norway, Poland, Portugal, Romania, Russia, Slovak Republic, Slovenia, Spain, Sweden, Switzerland, Tunisia, Turkey, Turkmenistan, Ukraine, United Kingdom, and Uzbekistan.
The following territories are excluded from coverage under this policy:
Afghanistan, Algeria, Angola, Burundi, Central African Republic, Columbia, Cuba, Haiti, Iran, Iraq, Lebanon, Liberia, Libya, Nigeria, North Korea, Pakistan, Rwanda, Sierra Leone, Somalia, Sudan, Tajikistan, Togo, Uganda, Yemen and Zaire.
If you wish to enter a country not listed, it is your responsibility to obtain insurance for those countries separately.
Entire premium payment is required in U.S. dollars to begin the policy. MasterCard and Visa are accepted. Thum Insurance Agency will provide you with the complete insurance policy and papers necessary for travel throughout Europe including the “Green Card” which is your proof of insurance shown at the border of each country. Please contact Andrea Nelson for a price on this insurance package or any other questions you might have regarding this program.
Thum Insurance Agency recommends contacting Seabridge International Forwarders for your shipping needs. Seabridge International has several East Coast ports for shipping, depending on your location. Please contact Seabridge International directly for shipping, export costs and marine insurance:
Seabridge International, Inc.
International Forwarders – Import/Export
Point Breeze Maritime Center II
2310 Broening Highway, Suite 130
Baltimore, MD 21224
Your own transportation, airfare etc., to Europe and back is not included in this program and would be an additional expense you would have to consider. This is just an overview of what we have available to you.
Please don’t hesitate to contact Thum Insurance if you have any questions. We would be happy to assist you with our program that could provide you with an experience of a lifetime.
International Insurance Manager
Thum Insurance Agency, L.L.C.
Continental US: 1.800.968.8486