A personal umbrella policy provides additional liability protection at limits of $1,000,000, $2,000,000, $3,000,000 or even $5,000,000 over and above the limits noted in your existing basic insurance in your auto and homeowners policy. The umbrella policy helps to protect your estate from the financial tragedy that can come from a liability lawsuit.
The umbrella policy coverage “kicks in” where your existing coverage ends, up to the limit of the umbrella policy purchased.
Personal Umbrella Protection covers:
- Operating most motor vehicles, including cars, RV’s, motorcycles, pickup trucks, and most watercraft
- Incidents involving any property covered by your basic homeowners policy
- Incidents alleging slander, libel, defamation of character, invasion of privacy, even false arrest
- Business liability coverage is provided if covered by your basic homeowners policy
For a competitive quote call: 1-800-866-0777
At this time coverage is available in all states except Hawaii.
Additional coverages may be included by state law, for example uninsured/underinsured motorist coverage.
Insurance coverage is not in effect until the insurance company issues a policy from their headquarters.